Terms and Conditions

                 

  1.  About the Website

LCR Coin provides an interactive service that allows visitors and users to purchase, sell or submit web requests for precious metals such as gold and silver and/or rare and modern certified coins online. LCR Coin provides high quality products to its customers by working closely with U.S. mints and distributors. All non-bullion items or certified and graded by NGC or PCGS.

The Website and related content on the Website should not be considered complete or up to date. Your reliance upon any information provided by LCR Coin and employees, others appearing on the Website at invitation by LCR Coin, or other visitors or users of this Website is solely at your own risk. You understand that LCR COIN is not obligated to provide any maintenance, technical or other support for the Website.

2. Ownership of Website and License

You acknowledge and agree that LCR COIN is the owner of, or has rights in and to, the Website and its associated content, including but not limited to all intellectual property rights inherent therein. The Website is protected by all applicable laws, intellectual property or otherwise, and you are expressly prohibited from using the Website for any purposes not explicitly stated in this Agreement. Specifically, and except where otherwise allowed under this Agreement, you are prohibited from framing, scraping, aggregating, hacking, reverse engineering, crawling, reproducing, preparing derivative works of, distributing, performing publicly, or displaying publicly the Website, whether in whole or in part, without the prior written consent of LCR Coin.

LCR Coin hereby grants you a limited, non-exclusive, non-sublicensable, royalty free, non-assignable, and revocable license to use the Website for its customary and intended purposes. Violation of the terms of this Agreement or use of the Website for a use outside of its customary and intended purposes, such as, but not limited to downloading (other than page caching) or modifying the Website or any portion of it will result in the termination of this license.

Absent prior written permission from LCR COIN, you are not permitted to reproduce, prepare derivative works, distribute copies, perform, display, or use for commercial purposes the Website or its content. This license is revocable at any time, and any rights not expressly granted herein are reserved to LCR COIN.

    1. Account Registration; Order Policies and Procedures; Buy Back Program; Fraud.

    Account registration and use of the Website is free. You may search, view, purchase, and sell products from this Website as a guest, without registering for an

    account. If you choose to register an account and create a User Profile, complete the required information. When creating an account, placing an order, or submitting a web request on the Website, you are agreeing to receive email and/or text notifications. You can opt out of these notifications at any time.

    We may request that you submit certain personally identifiable information about yourself, including, but not limited to your first and last name, company, email address, telephone number, mailing address, billing address, shipping address, country of residence, credit card type, credit card number, credit card expiration date, and credit card security code. We may also gather certain types of non-personal information about your visit to protect the security of our members, the Website, or to make our products and services more beneficial to you. All information gathered from you by us will be governed by our Privacy Policy, which is hereby incorporated into this Agreement by reference. In the event of a conflict between the terms and conditions set forth in this Agreement and our Privacy Policy, the terms of the Privacy Policy will control.

    You have a duty to ensure that the information that you provide through your account is truthful, current, complete, and accurate. You understand and agree that you have an ongoing duty to update and keep current the information provided through your account if and when that information changes. You are expressly prohibited from creating an account that impersonates another person, contains offensive or obscene language, or otherwise violates the rights of a third party. You expressly agree that you will not use your account to interfere with or disrupt a third party’s enjoyment and use of the Website. LCR COIN reserves the right to restrict access to, monitor, suspend, disable, or delete your Account at any time, in its sole discretion, and without prior warning.

    You agree to keep your account secure from unauthorized access. You will log in using your account password. You should not reveal your password to others. You agree that you alone are responsible for your account and all associated User Profiles. You accept full responsibility for any and all use of your account, whether authorized or unauthorized. In the case of unauthorized access to your account, you agree to contact LCR COIN immediately. You agree to hold harmless and indemnify LCR COIN for any damages that arise out of or in relationship to the use of your Account.

    By creating an Account, you agree that LCR COIN, and its designees and agents, may contact you by any available means, including, but not limited to, by phone, by text message, and by email.

    You may make purchases, sell to, and order from LCR COIN only in accordance with this Agreement and accompanying policies and procedures. Upon placing an order to purchase or sell with LCR COIN, you have entered into a binding and legally

    enforceable agreement. Prices and availability are subject to change, without notice.

    When placing an order on the Website, the price at which your order is submitted is the guaranteed price. An “order number” will subsequently be forwarded to you via email. Your credit card information is required to guarantee all orders. In order to reserve your guaranteed price, your payment must be received by LCR COIN within two (2) business days for bank wire orders. All check orders must be postmarked for delivery within one (1) business day. If a check payment is not received in its entirety within ten (10) calendar days of the original order, any market losses between the order date and time of non-payment will be assessed.

    A completed order is denoted by our receipt of funds in bank account (wire) or clearance of payment (check). In most cases, orders will be denied if payment is completed after the allotted time frame.

    If any order is in error, due to LCR COIN’s fault or otherwise, we reserve the right to cancel the order.

    When selling to LCR COIN, all products sold to LCR COIN must have a minimum Buy Back price sum of $1,000.00, unless otherwise arranged at LCR COIN’s discretion. Buy Back prices are calculated based upon the costumer’s good faith representation of the product and the current Spot Prices. However, LCR COIN reserves the right to require product receipt prior to locking in any and all purchases. Upon receipt of the products, LCR COIN will inspect the products for authenticity, quantity, and condition. If the products are not true to the costumer’s initial representations, LCR COIN reserves the right to make a revised offer or reject the transaction at their discretion. In the event of rejection, the customer is responsible for all return shipping fees out of their own pocket. As a general policy, the Buy Back may not be cancelled but may be offset at LCR COIN’s current purchase price.

    Sales to LCR COIN must be shipped within 1 business day(s) and you must contact LCR COIN via email at info@lcrcoin.com or telephone at 800-830-5578 to provide a tracking number so that we can confirm that the product is in route. Customers are responsible for all costs related to shipping products to LCR COIN. All products must be received by LCR COIN within 10 business days, or else the customer will be charged any Market Losses. If LCR COIN does not receive the product within 10 business days and the delay is attributable to the carrier, LCR COIN may extend the deadline, in its sole and absolute discretion. Customers are solely responsible for the products they ship to LCR COIN up until LCR COIN confirms receipt of such products. LCR COIN is not responsible or liable for products that are lost or damaged in transit, whether being shipped to or from LCR COIN. Packages that arrive damaged to our facility will be rejected.

    Without limiting any other legal or equitable rights and remedies that may be available to LCR COIN, in the event of any failure by you to comply with this Agreement, LCR COIN may suspend or terminate your account. The suspension or the termination of your account shall not affect your obligations as set forth in this Agreement.

    Additional terms, including, without limitation, prices, payment methods, refund and cancellation policies, and exchange policies may be posted from time to time on the Website.

    We reserve the right, but undertake no obligation, to actively report and prosecute actual and suspected credit card fraud. We may, in our discretion, require further authorization from you such as a telephone confirmation of your order and other information. We reserve the right to cancel, delay, refuse to ship, or recall from the shipper any order if fraud is suspected. We capture certain information during the order process, including, without limitation, information that will be used to locate and identify individuals committing fraud. If any Website order is suspected to be fraudulent, we reserve the right, but undertake no obligation, to submit all records, with or without a subpoena, to all law enforcement agencies and to the credit card company for fraud investigation. We reserve the right to cooperate with authorities to prosecute offenders to the fullest extent of the law.

    1. Payment Options

    LCR Coin requires that all payments be made via credit card, debit card, bank wire, personal check, certified check, cashier’s check, PayPal or Amazon Pay. LCR Coin does not accept credit card convenience checks or any third-party checks. Depending upon the amount of an order, LCR Coin reserves the right to request additional documentation for certain credit card orders. LCR Coin also reserves the right to hold certified checks, personal checks, cashier’s checks, or money orders for up to ten (10) banking days prior to shipping. In cases of suspected fraud, certified checks, personal checks, cashier’s checks, or money orders may be held up to 45 (forty-five) calendar days, although this is rare. Direct bank wire is always recommended. By choosing to pay with a credit or debit card, you expressly authorize LCR Coin to authorize and capture your credit card payment prior to shipment.

    Credit/Debit card payment for products purchased through the Website are processed through a third-party payment processor, such as Authorized.net and/or PayPal and/or Amazon Pay. You agree that you are solely responsible for paying all applicable taxes, duties, levies, or charges imposed by any governmental entity anywhere in the world in connection with your use of the Website and/or purchase of services through the Website to that applicable governmental entity. You

    understand and agree that LCR Coin will not be held liable for any user’s failure to complete a transaction entered into through the Website.

    LCR Coin reserves the right to refuse or cancel any order, for any reason, at its sole discretion, regardless of payment method and price confirmation.

    In the instance of a bounced paper check payment, LCR Coin reserves the right to cancel the order and charge administrative fees and market losses, or bill the payable balance to the credit/debit card on file.

    1. Payment Instructions

    LCR COIN will issue payment instructions to you during the ordering process for bank wires and check payments via email following completion of your order. LCR COIN does not accept Cash on Delivery orders. LCR COIN reserves the right to cancel orders where payment is not dated within two (2) business days for bank wire orders or one (1) business day for paper check orders. Credit Card, PayPal and Amazon Pay instructions are given at the checkout process automatically.

    1. Cancellation Policy

    Once you have placed an order with LCR COIN you have entered into a binding legal agreement, and cannot cancel the confirmed order. However, after your confirmed order has been placed, prior to it being shipped, the confirmed Purchase Price (“Purchase Price”) may be offset (product sold back to LCR COIN) at LCR COIN’s current Asking Price (“Asking Price”) on the day that we receive your written request for such an offsetting transaction. Credit/debit card orders may not be offset 24+ hours following the time of order creation.

    All order offset requests must be made during normal business hours, Monday- Friday, 8:00 AM to 5:00 PM PST. LCR COIN reserves the right, in its sole discretion, to permit cancellation and/or offsetting your order.

    Offsetting orders may be approved over telephone or email, at which time LCR COIN shall provide you with a cancellation confirmation and the total Market Losses and fees. Offsetting orders are subject to our market loss policy, described below. As applicable, the difference between the Purchase Price and the Asking Price will determine the fee. In the event of a confirmed cancelled order, you expressly authorize LCR COIN to automatically bill the credit or debit card on file for the difference between the Purchase Price and the Asking Price. Alternatively, in the event that your credit or debit card is denied, LCR COIN reserves the right to invoice you, in which case, you expressly agree to pay the amount due, in full, within ten (10) business days. Future orders are not permitted unless and until any cancellation and other related fees are paid in full. Any and all market gains on cancellations shall belong solely to LCR COIN.

    For cancelled/offsetting orders, the difference between the Purchase Price and the Asking Price will be charged. After LCR COIN has shipped the product, the order is final and cannot be canceled. If you refuse shipment the product will be returned to us and you can either pay to have it reshipped or accept Market Loss fees upon return. LCR COIN reserves the right to refuse or cancel an order for any reason or for no reason at all, regardless of payment method or price confirmation, including without limitation, for orders LCR COIN deems questionable or suspicious, for orders LCR COIN deems to be a significant risk, when the confirmed price is incorrect, for abrupt movements in the precious metals market, and/or when LCR COIN does not receive payment within the allotted timeframe.

    LCR COIN is not responsible for pricing or typographical errors and expressly reserves the right, in its sole and absolute discretion, to cancel any and all orders placed with respect to such items. IN the event of a cancelled order LCR COIN will contact you directly with notification of the cancellation.

    1. Return Policy

    LCR COIN’s refund, return and exchange policy is limited to seven (7) business days from the date that you receive the item. You must notify LCR COIN’s Customer Service Department via telephone at 800-830-5578 or email info@lcrcoin.com within seven (7) business days from the date that you receive the item and follow the instructions provided to you, at that time. Shipping and handling charges are non-refundable. You are fully responsible for all taxes, as well as return shipping and handling costs. LCR COIN may reject any returned or exchanged item that does not reasonably conform to these terms. If the case of a request for an exchange, LCR COIN expressly reserves the right, in its sole and absolute discretion, to find an acceptable replacement or refund your money should an acceptable replacement be unavailable. Returns, refunds and exchanges are subject to LCR COIN’s Market Loss Policy. Any and all market gains on refunds, returns, and exchanges shall belong solely to LCR COIN.

    1. LCR Coin Market Loss Policy

    Upon issuance of an order number following a purchase from LCR COIN, the price is guaranteed and you may not cancel the transaction. The transaction may only be offset at LCR COIN’s current asking price. If your item is cancelled, you are responsible for any deficit between the price at which LCR COIN sold the item to you and the offsetting purchase price. As set forth above, all cancellations are subject to our market loss policy. Market gains on cancellations or returns shall remain the property of LCR COIN.

    Without limiting any other legal or equitable rights and remedies that may be available to LCR COIN, LCR COIN may elect to apply any and all of your funds in its

    possession to satisfy your monetary obligations and/or may offset any obligations that LCR COIN may have to you. LCR COIN also reserves the right, in its sole and absolute discretion, to apply any/all funds in its possession toward the satisfaction of your obligations to LCR COIN.

    1. Shipment

    Although most orders are shipped within one business day, in extreme circumstances shipment may take up to thirty (30) days from completed payment, depending upon the manner of delivery. Applicable taxes, as well as shipping and handling charges are not reflected. You are fully responsible for applicable taxes, and shipping and handling charges. Each package requires a direct signature upon delivery and in some cases, we will send certified. LCR COIN fully insures all of its shipments. Should anything happen while your package is in transit to you it will be covered by our insurance policy.

    However, we will not accept responsibility if you have left instructions with any carriers or delivery service to leave parcels unattended for you without the need for a signature or if you have given them instructions to forward your package or leave your package with a third party. When we ship to you, if metals or coins are lost or damaged in transit, LCR COIN assumes responsibility to pursue any claim with the insurance company; provided, however, you agree to cooperate with us in filing a claim for damaged/lost merchandise in any manner we may reasonably request, including the signing of an Affidavit stating the circumstances surrounding the damaged/lost merchandise. If we determine the package is lost or damaged, we will file a claim. Once the claim is filed, we reserve the right to re-ship your items or refund your money at our discretion.

    Please note that LCR COIN will not be responsible for reimbursements or insurance claims on packages that are successfully delivered as addressed. Our liability and insurance ceases the moment the package is signed for or left at the specified delivery address. Any issues or problems with a shipment MUST be reported within 2 business days, else LCR COIN may have to refute any claims.

    In the event that a package becomes lost in transit, it is your responsibility to notify LCR COIN of such within three (3) days of the anticipated delivery date. While LCR COIN will make reasonable efforts to locate the package, LCR COIN will not be held liable for packages lost in transit without notice within three (3) days of the anticipated delivery date. You are solely responsible for any packages, along with the contents and monetary value thereof, that are lost in transit without notification to LCR COIN within three (3) days of the anticipated delivery date.

    1. User Generated Content

    LCR COIN may provide you with the ability to submit user generated content to the Website, which may include but is not limited to product reviews. Except as otherwise licensed herein, you own all rights in and to your User Generated Content. User Generated Content may be hosted, shared, and/or published as part of the Website’s associated services. User Generated Content posted to public areas of the Website, including as product reviews, will be publicly visible to all visitors of the Website. You expressly acknowledge, however, that LCR COIN does not guarantee any confidentiality with respect to any submissions of your User Generated Content.

    By submitting User Generated Content to the Website, you grant LCR COIN a non-exclusive, irrevocable, royalty free, worldwide, and perpetual license to use your User Generated Content for the customary and intended purposes of the Website and any purpose related thereto, including, without limitation, to reproduce, prepare derivative works, distribute copies, perform, sell, display, research, and use any of the User Generated Content. These purposes may include, but are not limited to, providing you or third parties with the Website or its associated services, improving the Website or its associated services, and archiving or making backups of the Website. You agree to waive all moral rights in and to your User Generated Content across the world, whether you have or have not asserted moral rights in or to your User Generated Content. By submitting User Generated Content to the Website, you further agree to waive all rights of publicity or privacy with respect to the User Generated Content submitted.

    You warrant that any User Generated Content that you submit to the Website will not violate the rights of third parties, including, but not limited to, trademark rights, copyright rights, and rights of publicity and privacy, or violate any applicable law, statute, ordinance, treaty, or regulation, whether local, state, provincial, national, or international.

    You agree that you are solely responsible for any User Content that you submit to the Site. LCR COIN acts solely as a repository of data, and therefore makes no guarantees as to the validity, accuracy, relevance, usefulness, or legal status of any User Generated Content. LCR COIN does not guarantee the confidentiality of any User Generated Content you share through the Website with any third party.

    LCR COIN reserves the right to remove User Generated Content without prior notice and may, at its sole discretion, remove User Generated Content that it determines, at its sole discretion, violates the terms of this Agreement. LCR COIN also reserves the right to terminate a user’s access to the Website for any reason, including, but not limited to, for repeatedly infringing on the intellectual property or other rights of third parties or otherwise violating the terms of this Agreement, or for no reason, and without prior notice.

    1. Termination

    Either LCR COIN or you may terminate this Agreement, for any reason, including convenience, with or without cause, at any time by written notice to the other party. The termination of this Agreement shall not affect the rights and the obligations of LCR COIN or you with respect to the period prior to the date of termination. In addition, failure to timely make payments to LCR COIN will result in termination of services as deemed appropriate by LCR COIN.

    1. Section 230 of the Communications Decency Act

    You acknowledge and agree that LCR COIN is an interactive computer service provider under Section 230 of the Communications Decency Act. Though LCR COIN may edit, remove, or control the content displayed through the Website, you agree that LCR COIN will not be considered an information content provider and will not be held liable for the republication of defamatory or tortious content created by third parties, whether through the Website or otherwise.

    1. Disclaimers, Exclusions and Limitations

    CAUTION: All investments, including certified graded coins and bullion, involve some degree of risk and are affected by numerous economic factors, all of which are beyond the control of LCR COIN. You, and not LCR COIN, are responsible for such risk, including, without limitation, market volatility and inability to liquidate the products at an acceptable price, or at all. Consult your investment or financial advisor prior to purchasing/selling and fully assess whether you possess adequate savings and income prior to considering such an investment. You represent and warrant to LCR COIN that you have sufficient experience and knowledge to make informed financial decisions and that LCR COIN is not making any recommendation with respect to such purchases and/or such sales.

    1. Disclaimer of Warranties

    LCR COIN PROVIDES THE WEBSITE, THE PRODUCTS, AND SERVICES ON AN “AS IS” AND “AS AVAILABLE” BASIS. LCR COIN DOES NOT REPRESENT OR WARRANT THAT THE WEBSITE, ITS USE, ANY INFORMATION ON IT: (I) WILL BE UNINTERRUPTED OR SECURE, (II) WILL BE FREE OF DEFECTS, INACCURACIES OR ERRORS, (III) WILL MEET YOUR REQUIREMENTS, OR (IV) WILL OPERATE IN THE CONFIGURATION OR WITH OTHER HARDWARE OR SOFTWARE YOU USE. LCR COIN MAKES NO WARRANTIES OTHER THAN THOSE MADE EXPRESSLY IN THIS AGREEMENT, AND HEREBY DISCLAIMS ANY AND ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF FOR A PARTICULAR PURPOSE, MERCHANTABILITY AND NON-INFRINGEMENT.

    LCR COIN WILL NOT BE HELD LIABLE OR RESPONSIBLE FOR ANY CONTENT POSTED ON THE WEBSITE, INCLUDING BUT NOT LIMITED TO ANY ADVICE OR MARKETING

    PROVIDED BY ANY THIRD PARTY, ANY THIRD-PARTY LINKS POSTED ON THE WEBSITE, OR ANY CONTENT TRANSMITTED THROUGH THE WEBSITE. LCR COIN IS A RETAIL PROVIDER AND DOES NOT ASSUME RESPONSIBILITY FOR ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DESTRUCTION OF IDENTITY, UNAUTHORIZED ACCESS TO AN ACCOUNT, OR ALTERATION THEREOF. LCR COIN RESERVES THE RIGHT TO DISCONTINUE THE WEBSITE AT ANY TIME.

    LCR COIN WILL NOT BE HELD LIABLE FOR NETWORK, INTERNET, COMPUTER, HARDWARE, OR SOFTWARE PROGRAM MALFUNCTIONS, FAILURE, DELAYS, OR DIFFICULTIES WITH THE WEBSITE AT ANY TIME.

    THIS WEBSITE MAY CONTAIN FORWARD LOOKING STATEMENTS THAT REFLECT LCR COIN’S CURRENT EXPECTATION REGARDING FUTURE EVENTS AND BUSINESS DEVELOPMENT. THE F$FORWARD-LOOKING STATEMENTS INVOLVE RISKS AND UNCERTAINTIES. ACTUAL DEVELOPMENTS COULD DIFFER MATERIALLY FROM THOSE PROJECTED AND DEPEND ON A NUMBER OF FACTORS, MOST, IF NOT ALL OF WHICH, ARE OUTSIDE OF LCR COIN’S CONTROL.

    PLEASE REMEMBER TO ALWAYS CONSULT WITH YOUR INVESTMENT AND FINANCIAL ADVISOR PRIOR TO PURCHASING.

    ALL PRODUCTS ARE SUBJECT ONLY TO ANY APPLICABLE WARRANTIES. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, LCR COIN HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, OR FOR A PARTICULAR PURPOSE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, WE HEREBY EXPRESSLY DISCLAIM ALL LIABILITY FOR PRODUCT DEFECT OR FAILURE, CLAIMS THAT ARE DUE TO NORMAL WEAR, PRODUCT MISUSE, ABUSE, PRODUCT MODIFICATION, IMPROPER PRODUCT SELECTION, NON-COMPLIANCE WITH ANY CODES, OR MISAPPROPRIATION.

    Some jurisdictions do not allow the disclaimer of implied warranties. In such jurisdictions, the disclaimers herein may not apply to you insofar as they relate to implied warranties.

    1. Limitation of Liability

    LCR COIN SPECIFICALLY DISCLAIMS ANY LIABILITY OR RESPONSIBILITY FOR ORDERS OR WEB SUBMISSIONS VIA THE LCR COIN ONLINE ORDER ENTRY SYSTEM, FOR ANY LOSSES OR DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMAGES THAT YOU MAY INCUR AS A RESULT OF THE USE OF THE LCR COIN ONLINE ORDER ENTRY SYSTEM, THE WEBSITE, AND/OR RELATED PRODUCTS/SERVICES. LCR COIN SHALL NOT BE RESPONSIBLE FOR ERRORS, NEGLIGENCE, OR INABILITY TO EXECUTE ORDERS. FURTHER, LCR COIN SHALL NOT BE RESPONSIBLE FOR ANY DELAYS IN THE TRANSMISSION, DELIVERY, OR EXECUTION OF YOUR ORDERS DUE TO BREAKDOWN OR FAILURE OF

    TRANSMISSION OR COMMUNICATION FACILITIES, OR FOR ANY OTHER CAUSES BEYOND LCR COIN’S REASONABLE CONTROL. LCR COIN SPECIFICALLY DISCLAIMS ANY LIABILITY FOR THE INTERRUPTION, CANCELLATION, OR OTHER TERMINATION OF THE LCR COIN ONLINE ORDER ENTRY SYSTEM.

    THE WEBSITE MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS OR OMISSIONS. LCR COIN IS NOT RESPONSIBLE FOR ANY SUCH TYPOGRAPHICAL, TECHNICAL, OR PRICING ERRORS LISTED ON THE WEBSITE.

    SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF DAMAGES. IF YOUR JURISDICTION DOES NOT ALLOW THE EXCLUSION OR LIMITATION OF DAMAGES, YOU SHOULD SEEK LEGAL COUNSEL TO UNDERSTAND YOUR LEGAL RIGHTS UNDER THE LAW.

    1. Relationship

    The sole relationship between you and LCR COIN is that of purchaser-seller. No other relationship, express or implied, including, without limitation, an agency, employee-employer, franchisee-franchisor, joint venture, or any partnership relationship exists.

    1. No Waiver

    Upon your failure to comply with your duties and obligations to LCR COIN, the latter reserves all rights and remedies available at law or in equity. No delay or failure on the part of LCR COIN in exercising any right or any remedy shall operate or be construed as a waiver of that right or that remedy. In addition, no partial exercise by LCR COIN of any right or any remedy shall preclude the further exercise of that right or that remedy or the exercise of any other right or any other remedy. In the event that you fail to comply with this Agreement, you expressly authorize and grant to LCR COIN the right to charge your credit card for any and all market losses incurred by LCR COIN, including, without limitation, administrative fees for accepting your orders to either buy from or sell to LCR COIN as a result of price and market fluctuations for which you did not fulfill.

    1. No Assignment

    You may not assign this Agreement, including your related rights and/or obligations, without express prior written consent of LCR COIN. Such consent may be granted or withheld by LCR COIN at its sole and absolute discretion. This Agreement shall be binding upon and inure to the benefit any/all permitted assignees and successors of you and LCR COIN.

    1. Force Majeure

    You acknowledge and understand that if LCR COIN and/or the Website are unable to provide the products and/or services as a result of a force majeure event, LCR COIN and/or the Website will not be in breach of any of its obligations towards you

    under this Agreement. A force majeure event means any event beyond the control of LCR COIN and/or the Website. LCR COIN SHALL NOT HAVE ANY LIABILITY TO YOU WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER FORM OF LIABILITY FOR FAILING TO PERFORM ITS OBLIGATIONS UNDER THIS AGREEMENT TO THE EXTENT THAT SUCH FAILURE IS AS A RESULT OF A FORCE MAJEURE EVENT.

    1. Warranties, Representations, and Restrictions of Website Use

    You warrant and agree that you have the right and legal capacity to enter into this Agreement and to adhere to its terms and conditions. You warrant that you are a human individual that is eighteen (18) years of age or older. If you are under eighteen (18) years of age, you must present this Agreement to your legal guardian for review. Any minors under the age of eighteen (18) are prohibited from utilizing the Website and/or related services.

    You warrant and represent that any and all information that you provide to LCR COIN and the Website is accurate and valid. You agree to comply in good faith with the terms and conditions of this Agreement.

    You will not use the Website in any way that violates the rights of third parties, and you agree to comply with any and all applicable local, state, national, provincial, and international laws, treaties, and regulations. Given the global nature of the Internet, you agree to comply with all laws and rules where you reside and here you use the Website. You may not use any third-party intellectual property without the express written permission of the applicable third-party, except as permitted by law. The Website will retain ownership of its intellectual property rights and you may not obtain any rights therein by virtue of this Agreement or otherwise, except as expressly set forth in this Agreement. You will have no right to use, copy, display, perform, create derivative works from, distribute, have distributed, transmit or sublicense from materials or content available on the Website, except as expressly set forth in this Agreement. You may not attempt to reverse engineer any of the technology used to provide the products and/or services.

    In your use of the Website and the products and/or services, you may not: (i) infringe any patent, trademark, trade secret, copyright, right of publicity or other right of any party; (ii) defame, abuse, harass, stalk any individual, or disrupt or interfere with the security or use of the products and/or services, the Website or any websites linked to the Website; (iii) interfere with or damage the Website or products and/or services, including, without limitation, through the use of viruses, cancel bots, Trojan horses, harmful code, flood pings, denial of service attacks, packet or IP spoofing, forged routing or electronic mail address information or

    similar methods or technology; (iv) attempt to use another user’s account, impersonate another person or entity, misrepresent your affiliation with a person or entity, including (without limitation) the Website or create or use a false identity; (v) attempt to obtain unauthorized access to the Website or portions of the Website that are restricted from general access; (vi) engage, directly or indirectly, in transmission of “spam,” chain letters, junk mail or any other type of unsolicited solicitation; (vii) collect, manually or through an automatic process, information about other users without their express consent or other information relating to the Website or the products and/or services; (viii) use any meta tags or any other “hidden text” utilizing the LCR COIN name, trademarks, or product names; (ix) advertise, offer to sell, or sell any goods or services, except as expressly permitted by the Website; (x) engage in any activity that interferes with any third party’s ability to use or enjoy the Website or products and/or services; or (xi) assist any third party in engaging in any activity prohibited by this Agreement.

    1. Resolution of Disputes and Governing Law; Waiver of Jury and Arbitration Agreement

    To the extent permitted by applicable law, you hereby expressly waive your right to a trial by jury in any proceeding or litigation brought against LCR COIN with respect to this Agreement and/or the Website. All disputes arising out of or relating to these Terms & Conditions (including formation, performance or alleged breach) or your use of the Website will be exclusively resolved under confidential binding arbitration held in Dallas, TX in accordance with the Rules of the American Arbitration Association. You hereby consent to personal jurisdiction for the purpose of resolving such disagreements and such disputes and waive all objections to the jurisdiction. The arbitrator’s award will be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement will be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise. Notwithstanding the foregoing, LCR COIN will have the right to seek injunctive or other equitable relief in state or federal court located in Dallas, TX to enforce these Terms & Conditions or prevent an infringement of a third party’s rights. In the event equitable relief is sought, you hereby irrevocably submit to the personal jurisdiction of such court and waive all objections to the jurisdiction. This Agreement shall be governed by, and interpreted in accordance with, the laws of the State of Texas, without regard to conflict of laws principles.

    BY ENTERING INTO THIS AGREEMENT, YOU HEREBY IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE TO JOIN CLAIMS WITH THOSE OF OTHERS IN THE FORM OF A

    CLASS ACTION OR SIMILAR PROCEDURAL DEVICE. ANY CLAIMS ARISING OUT OF, RELATING TO, OR CONNECTED WITH THIS AGREEMENT MUST BE ASSERTED INDIVIDUALLY.

    You acknowledge and agree that, regardless of any statute or law to the contrary, any claim or cause of action you may have arising out of, relating to, or connected with your use of the Website, must be filed within one calendar year after such claim or cause of action arises, or forever be barred. In the event that LCR COIN takes any action against you, arising out of and/or to enforce your obligations under this Agreement, you expressly agree to pay all of the associated costs and the expenses incurred by LCR COIN, including, without limitation, reasonable attorneys’ fees, in connection with such action. You expressly agree to execute and deliver any/all documents and take such other actions as may be reasonably requested by LCR COIN to carry out this Agreement.

    1. Severability

    If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.

    1. Entire Agreement

    This Agreement constitutes the entire agreement between you and LCR COIN and governs your use of the Website, superseding any prior agreements.

    1. Integration

    LCR COIN hereby incorporates its Privacy Policy and its Copyright Policy into this Agreement. This Agreement and its incorporated Privacy Policy and Copyright Policy constitutes the entire agreement between the parties with respect to the use of the Website and its associated services and products. You acknowledge and agree that any additional provisions that may appear in any communication from you will not bind LCR COIN.

    1. Statute of Limitations

    YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF RELATED TO THE AGREEMENT MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.

    1. Child Online Privacy Protection Act

    The Website is not directed to persons under the age of eighteen (18) and LCR COIN will not knowingly collect personally identifiable information from children under the age of eighteen (18). If LCR COIN inadvertently collects such personally

    identifiable information, LCR COIN will delete the personally identifiable information in accordance with its security protocols.

    1. Reservation of Rights

    All rights not expressly granted herein are reserved to LCR COIN.

    1. Privacy

    Use of this Website is subject to the terms of our Privacy Policy, which is hereby incorporated into and made part of this Agreement. Please carefully review our Privacy Policy. By using this Website, you agree to be bound by the terms of our Privacy Policy. We reserve the right, and you authorize us, to use information regarding your use of this Website, account registration, and any other personal information provided by you in accordance with our Privacy Policy.