LCR Coin Website Use Terms and Conditions

LCR Coin Terms and Conditions

This is a Binding Agreement between You and LCR Coin

These Terms and Conditions govern Your use of this Website and Your business transactions with LCR Coin.  By accessing the Website in any way or conducting any business with LCR, you are agreeing to these Terms and Conditions, and that they apply to any transaction You have had, or may in the future have, with LCR Coin.  LCR Coin may change these Terms and Conditions from time to time, and will notify Website users and customers of such changes.  You understand and agree that these Terms and Conditions, as revised, apply to You and Your dealings with LCR Coin whether or not You have read them, and that they contain important limitations on Your rights and remedies in the even of a dispute between You and LCR Coin.

You warrant and agree that you have the right and legal capacity to enter into this Agreement and to adhere to its terms and conditions. You warrant that you are a human individual that is eighteen (18) years of age or older. If you are under eighteen (18) years of age, you must present this Agreement to your legal guardian for review. Any minors under the age of eighteen (18) are prohibited from utilizing the Website and/or related services.

About the Website

LCR Coin provides an interactive service that allows visitors and users to purchase, sell or submit web requests for precious metals such as gold and silver and/or rare and modern certified coins online. LCR Coin provides high quality products to its customers by working closely with U.S. mints and distributors. All non-bullion items LCR Coin sells are certified and graded by NGC or PCGS.

You acknowledge and agree that LCR COIN is the owner of, or has rights in and to, the Website and its associated content, including but not limited to all intellectual property rights inherent therein. The Website is protected by all applicable laws, intellectual property or otherwise, and you are expressly prohibited from using the Website for any purposes not explicitly stated in this Agreement. Specifically, and except where otherwise permitted expressly in writing under this Agreement, you are prohibited from framing, scraping, aggregating, hacking, reverse engineering, crawling, reproducing, preparing derivative works of, distributing, performing publicly, or displaying publicly the Website, whether in whole or in part, without the prior express written consent of LCR Coin.

LCR Coin hereby grants you a limited, non-exclusive, non-sublicensable, royalty free, non-assignable, and revocable license to use the Website for Your personal, non-commercial purposes. Absent prior express written permission from LCR COIN, you are not permitted to reproduce, prepare derivative works, distribute copies, perform, display, or use for commercial purposes the Website or its content. Violation of the terms of this Agreement or use of the Website for a use outside of these permitted purposes, such as, but not limited to downloading (other than page caching) or modifying the Website or any portion of it will result in the automatic termination of this license, regardless of whether LCR Coin provides notice thereof to You.

LCR Coin Does Not Give Advice

The information provided on this Website or in all other promotional emails, text messages, advertisements or marketing materials of Company, Company social media, or Company telephone communications is for reference use only, and does not constitute the rendering of investment, legal, financial, or other professional advice or recommendations by Company. The collectible coin and numismatics market is speculative and unregulated. Many areas of numismatics and coin collecting lend themselves to third party grading and authentication. Population or census figures quoted are based on information publicly available from third party grading services websites, at the time of communication.  Populations fluctuate over time, and may not reflect the entire population of a coin in a particular grade.  LCR COIN does not guarantee these populations and they should not be used as the sole basis for purchasing any items sold by Company. Company expresses no opinion on the soundness as an investment of any collectible coin, medal or other numismatic product.

YOU ACCEPT THE RISKS OF BUYING COINS

The purchase of collectible coins and numismatics is highly speculative and involves substantial risk. Certification does not eliminate all risks associated with the grading and purchasing of rare or collectible coins. As in other markets, collectible coin prices can be extremely volatile and will rise and fall depending upon market conditions as well as changing supply and demand. LCR Coin does not sell coins as investments but rather as collectibles. Before purchasing coins, you should first have adequate cash reserves and other assets to absorb a potentially significant loss. Prices listed on this Website or elsewhere are not to be used as a definitive guide to value for the listed items, nor should any comparable value statement provided in the foregoing be construed as an indication that your purchase will perform similarly.

You shall be solely responsible for making any decisions regarding the purchase of coins or other products from LCR Coin. You expressly acknowledge that you are making all of your own decisions in connection with purchases and/or sales and that LCR Coin is not making any specific recommendation with respect to such purchases and/or such sales. You also expressly acknowledge that you are subject to a variety of risks, which risks are beyond the control of LCR Coin, and you expressly acknowledge that LCR Coin is not liable or responsible for those risks, for which you have sole responsibility. Those risks include, without limitation, risks associated with the price volatility of the products, particularly precious metals, collectability, demand, secondary markets, liquidity, earnings potential, scarcity, grading and populations.  Under certain market or other conditions (such as technological or other disruptions), you may not be able to liquidate the purchased products or liquidate the purchased products at prices acceptable to you.

Account Registration and Order Policies and Procedures

Account registration and use of the Website is free. You may search, view, purchase, and sell products from this Website as a guest, without registering for an account. If you choose to register an account and create a User Profile, complete the required information. When creating an account, placing an order, or submitting a web request on the Website, you are agreeing to receive email and/or text notifications. You can opt out of these notifications at any time.

We may request that you submit certain personally identifiable information about yourself, including, but not limited to your first and last name, company, email address, telephone number, mailing address, billing address, shipping address, country of residence, credit card type, credit card number, credit card expiration date, and credit card security code. We may also gather certain types of non-personal information about your visit to protect the security of our members, the Website, or to make our products and services more beneficial to you. All information gathered from you by us will be governed by our Privacy Policy, which is hereby incorporated into this Agreement by reference. In the event of a conflict between the terms and conditions set forth in this Agreement and our Privacy Policy, the terms of the Privacy Policy will control.

You have a duty to ensure that the information that you provide through your account is truthful, current, complete, and accurate. You understand and agree that you have an ongoing duty to update and keep current the information provided through your account if and when that information changes. You are expressly prohibited from creating an account that impersonates another person, contains offensive or obscene language, or otherwise violates the rights of a third party. You expressly agree that you will not use your account to interfere with or disrupt a third party’s enjoyment and use of the Website. LCR COIN reserves the right to restrict access to, monitor, suspend, disable, or delete your Account at any time, in its sole discretion, and without prior warning.

You agree to keep your account secure from unauthorized access. You will log in using your account password. You should not reveal your password to others. You agree that you alone are responsible for your account and all associated User Profiles. You accept full responsibility for any and all use of your account, whether authorized or unauthorized. In the case of unauthorized access to your account, you agree to contact LCR COIN immediately. You agree to hold harmless and indemnify LCR COIN for any damages that arise out of or in relationship to the use of your Account.

Purchasing from LCR Coin

You may make purchases, sell to, and order from LCR COIN only in accordance with this Agreement and accompanying policies and procedures. Upon placing an order to purchase or sell with LCR COIN, you have entered into a binding and legally enforceable agreement.

When placing an order on the Website or telephone, the price at which your order is submitted is the guaranteed price. An “order number” will subsequently be forwarded to you via email. Your credit card information is required to guarantee all orders. LCR Coin requires that all payments be made via credit card, debit card, bank wire, e-check, personal check, certified check, cashier’s check, or PayPal. LCR Coin does not accept credit card convenience checks or any third-party checks. Depending upon the amount of an order, LCR Coin reserves the right to request additional documentation for certain credit card orders. LCR Coin also reserves the right to hold certified checks, personal checks, cashier’s checks, or money orders for up to ten (10) banking days prior to shipping. In cases of suspected fraud, certified checks, personal checks, cashier’s checks, or money orders may be held up to 45 (forty-five) calendar days, although this is rare. Direct bank wire is always recommended. By choosing to pay with a credit or debit card, you expressly authorize LCR Coin to authorize and capture your credit card payment prior to shipment.

Credit/Debit card payment for products purchased through the Website are processed through a third-party payment processor, such as Authorized.net and/or PayPal. You agree that you are solely responsible for paying all applicable taxes, duties, levies, or charges imposed by any governmental entity anywhere in the world in connection with your use of the Website and/or purchase of services through the Website to that applicable governmental entity. You understand and agree that LCR Coin will not be held liable for any user’s failure to complete a transaction entered into through the Website.

In order to reserve your guaranteed price, your payment must be received by LCR COIN within two (2) business days for bank wire orders. All check payments must be postmarked for delivery within one (1) business day, and received within ten (10) calendar days of the original order.  In the event You fail to pay in full for coins sold to You by LCR Coin, LCR Coin may, in LCR Coin’s sole discretion, cancel the transaction or, in the alternative, sell any of Your coins currently in LCR Coin’s possession for Your account, and charge You for any deficiency remaining after the sale.  LCR Coin shall have all the rights of a secured creditor under the California Commercial Code with respect to such a sale.  Interest shall run at the rate of 10% per annum on any unpaid balances.

A completed order is denoted by our receipt of funds in bank account (wire) or clearance of payment (check). In most cases, orders will be denied if payment is completed after the allotted time frame.

If any order is in error, due to LCR COIN’s fault or otherwise, we reserve the right to cancel the order.

Additional terms, including, without limitation, prices, payment methods, refund and cancellation policies, and exchange policies may be posted from time to time on the Website.

Cancellation Policy

Once you have placed an order with LCR COIN you have entered into a binding legal agreement, and cannot cancel the confirmed order. However, within 24 hours after your confirmed order has been placed, and prior to it being shipped, the confirmed Purchase Price (“Purchase Price”) may be offset (product sold back to LCR COIN) at such price that LCR COIN, in its sole discretion, offers, which may include a 20% restocking fee. (“Repurchase Price”). Credit/debit card orders may not be offset 24+ hours following the time of order creation.  All order offset requests must be made during normal business hours, Monday- Friday, 8:00 AM to 5:00 PM PST.

In the event of a confirmed cancelled order, you expressly authorize LCR COIN to automatically bill the credit or debit card on file for the difference between the Purchase Price and the Repurchase Price.. Alternatively, in the event that your credit or debit card is denied, LCR COIN reserves the right to invoice you, in which case, you expressly agree to pay the amount due, in full, within ten (10) business days. Future orders are not permitted unless and until any cancellation and other related fees are paid in full. Any and all market gains on cancellations shall belong solely to LCR COIN.

LCR COIN reserves the right to refuse or cancel an order for any reason or for no reason at all, regardless of payment method or price confirmation, including without limitation, for orders LCR COIN deems questionable or suspicious, for orders LCR COIN deems to be a significant risk, when the confirmed price is incorrect, for abrupt movements in the precious metals market, and/or when LCR COIN does not receive payment within the allotted time frame.

LCR COIN is not responsible for pricing or typographical errors and expressly reserves the right, in its sole and absolute discretion, to cancel any and all orders placed with respect to such items. IN the event of a cancelled order LCR COIN will contact you directly with notification of the cancellation.

Exchange and Return Policy

In the unlikely event that a numismatic (non-bullion) product sold by LCR Coin does not reasonably conform to its description, You must notify LCR Coin’s Customer Service Department via telephone at 800-830-5578 or email info@lcrcoin.com within 24 hours of receipt, explain the nature of the defect in the product, and request shipping labels to return the item to LCR Coin.  Upon receiving the returned coin in its original, undamaged certified holder and with all packaging intact, LCR COIN expressly reserves the right, in its sole and absolute discretion, to find an acceptable replacement or refund your money should an acceptable replacement be unavailable.

In all other cases, LCR COIN’s return policy is limited to requests made to LCR Coin’s Customer Service Department via telephone at 800-830-5578 or email info@lcrcoin.com within seven (7) days from the date that you receive the item.  LCR Coin reserves the right to apply a 20% restocking fee to all returned items, and to reject returns of bullion items or non-bullion items which are not received in their original, damaged certified holders and with all packaging intact.  Shipping and handling charges are non-refundable. You are fully responsible for all taxes, as well as return shipping and handling costs. LCR COIN may reject any returned or exchanged item that does not reasonably conform to the return policy terms.

Shipment

Although most orders are shipped within one to three business days, in extreme circumstances shipment may take up to thirty (30) days from completed payment, depending upon the manner of delivery. Applicable taxes, as well as shipping and handling charges are not reflected. You are fully responsible for applicable taxes, and shipping and handling charges. Each package requires a direct signature upon delivery and in some cases, we will send certified. LCR COIN fully insures all of its shipments. Should anything happen while your package is in transit to you it will be covered by our insurance policy.

However, we will not accept responsibility if you have left instructions with any carriers or delivery service to leave parcels unattended for you without the need for a signature or if you have given them instructions to forward your package or leave your package with a third party. When we ship to you, if metals or coins are lost or damaged in transit, LCR COIN assumes responsibility to pursue any claim with the insurance company; provided, however, you agree to cooperate with us in filing a claim for damaged/lost merchandise in any manner we may reasonably request, including the signing of an Affidavit stating the circumstances surrounding the damaged/lost merchandise. If we determine the package is lost or damaged, we will file a claim. Once the claim is filed, we reserve the right to re-ship your items or refund your money at our discretion.

Please note that LCR COIN will not be responsible for reimbursements or insurance claims on packages that are successfully delivered as addressed. Our liability and insurance ceases the moment the package is signed for or left at the specified delivery address. Any issues or problems with a shipment MUST be reported within 2 business days, else LCR COIN may have to refute any claims.

In the event that a package becomes lost in transit, it is your responsibility to notify LCR COIN of such within three (3) days of the anticipated delivery date. While LCR COIN will make reasonable efforts to locate the package, LCR COIN will not be held liable for packages lost in transit without notice within three (3) days of the anticipated delivery date. You are solely responsible for any packages, along with the contents and monetary value thereof, that are lost in transit without notification to LCR COIN within three (3) days of the anticipated delivery date.

Selling coins to LCR Coin

LCR COIN is not required to repurchase any coin sold to a customer, but may choose to do so when a customer requests it.  Buy back prices are calculated based upon the customer’s good faith representation of the product being offered for sale and the current spot prices. However, LCR COIN reserves the right to require product receipt prior to locking in any and all purchases. Upon receipt of the products, LCR COIN will inspect the products for authenticity, quantity, and condition. If the products are not true to the customer’s initial representations, LCR COIN reserves the right to make a revised offer or reject the transaction at their discretion. In the event of rejection, the customer is responsible for all return shipping fees.

Sales to LCR COIN must be shipped within 1 business day(s) and you must contact LCR COIN via email at info@lcrcoin.com or telephone at 800-830-5578 to provide a tracking number so that we can confirm that the product is in route. Customers are responsible for all costs related to shipping products to LCR COIN. All products must be received by LCR COIN within 10 business days, or else the customer will be charged any market losses. If LCR COIN does not receive the product within 10 business days and the delay is attributable to the carrier, LCR COIN may extend the deadline, in its sole and absolute discretion. Customers bear the risk of loss for the products they ship to LCR COIN up until LCR COIN confirms receipt of such products. LCR COIN is not responsible or liable for products that are lost or damaged in transit, whether being shipped to or from LCR COIN. Packages that arrive damaged to our facility will be rejected.

User Generated Content

LCR COIN may provide you with the ability to submit user generated content to the Website, which may include but is not limited to product reviews. User Generated Content posted to public areas of the Website, including as product reviews, will be publicly visible to all visitors of the Website.

By submitting User Generated Content to the Website, you grant LCR COIN a non-exclusive, irrevocable, royalty free, worldwide, and perpetual license to use your User Generated Content for the customary and intended purposes of the Website and any purpose related thereto, including, without limitation, to reproduce, prepare derivative works, distribute copies, perform, sell, display, research, and use any of the User Generated Content. These purposes may include, but are not limited to, providing you or third parties with the Website or its associated services, improving the Website or its associated services, and archiving or making backups of the Website. You agree to waive all moral rights in and to your User Generated Content across the world, whether you have or have not asserted moral rights in or to your User Generated Content. By submitting User Generated Content to the Website, you further agree to waive all rights of publicity or privacy with respect to the User Generated Content submitted.

You warrant that any User Generated Content that you submit to the Website will not violate the rights of third parties, including, but not limited to, trademark rights, copyright rights, and rights of publicity and privacy, or violate any applicable law, statute, ordinance, treaty, or regulation, whether local, state, provincial, national, or international.

LCR COIN reserves the right to remove User Generated Content without prior notice and may, at its sole discretion, remove User Generated Content that it determines, at its sole discretion, violates the terms of this Agreement. LCR COIN also reserves the right to terminate a user’s access to the Website for any reason, including, but not limited to, for repeatedly infringing on the intellectual property or other rights of third parties or otherwise violating the terms of this Agreement, or for no reason, and without prior notice.

You acknowledge and agree that LCR COIN is an interactive computer service provider under Section 230 of the Communications Decency Act. Though LCR COIN may edit, remove, or control the content displayed through the Website, you agree that LCR COIN will not be considered an information content provider and will not be held liable for the republication of defamatory or tortious content created by third parties, whether through the Website or otherwise.

Relationship/Termination

The sole relationship between you and LCR COIN is that of purchaser-seller. No other relationship, express or implied, including, without limitation, an agency, employee-employer, franchisee-franchisor, joint venture, or any partnership relationship exists.

LCR COIN may terminate Your account, or cease doing business with You, for any reason, with or without cause, at any time by written notice to You. Such a termination shall not affect the rights and the obligations of LCR COIN or You with respect to the period prior to the date of termination.

Disclaimer of Warranties

LCR COIN PROVIDES THE WEBSITE, THE PRODUCTS, AND SERVICES ON AN “AS IS” AND “AS AVAILABLE” BASIS. LCR COIN DOES NOT REPRESENT OR WARRANT THAT THE WEBSITE, ITS USE, ANY INFORMATION ON IT: (I) WILL BE UNINTERRUPTED OR SECURE, (II) WILL BE FREE OF DEFECTS, INACCURACIES OR ERRORS, (III) WILL MEET YOUR REQUIREMENTS, OR (IV) WILL OPERATE IN THE CONFIGURATION OR WITH OTHER HARDWARE OR SOFTWARE YOU USE.

LCR COIN MAKES NO WARRANTIES OTHER THAN THOSE MADE EXPRESSLY IN THIS AGREEMENT, AND HEREBY DISCLAIMS ANY AND ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY AND NON-INFRINGEMENT.

LCR COIN WILL NOT BE HELD LIABLE OR RESPONSIBLE FOR ANY CONTENT POSTED ON THE WEBSITE, INCLUDING BUT NOT LIMITED TO ANY ADVICE OR MARKETING PROVIDED BY ANY THIRD PARTY, ANY THIRD-PARTY LINKS POSTED ON THE WEBSITE, OR ANY CONTENT TRANSMITTED THROUGH THE WEBSITE. LCR COIN IS A RETAIL PROVIDER AND DOES NOT ASSUME RESPONSIBILITY FOR ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DESTRUCTION OF IDENTITY, UNAUTHORIZED ACCESS TO AN ACCOUNT, OR ALTERATION THEREOF. LCR COIN RESERVES THE RIGHT TO DISCONTINUE THE WEBSITE AT ANY TIME.

LCR COIN WILL NOT BE HELD LIABLE FOR NETWORK, INTERNET, COMPUTER, HARDWARE, OR SOFTWARE PROGRAM MALFUNCTIONS, FAILURE, DELAYS, OR DIFFICULTIES WITH THE WEBSITE AT ANY TIME.

THIS WEBSITE MAY CONTAIN FORWARD LOOKING STATEMENTS THAT REFLECT LCR COIN’S CURRENT EXPECTATION REGARDING FUTURE EVENTS AND BUSINESS DEVELOPMENT. THE FORWARD-LOOKING STATEMENTS INVOLVE RISKS AND UNCERTAINTIES. ACTUAL DEVELOPMENTS COULD DIFFER MATERIALLY FROM THOSE PROJECTED AND DEPEND ON A NUMBER OF FACTORS, MOST, IF NOT ALL OF WHICH, ARE OUTSIDE OF LCR COIN’S CONTROL.

PLEASE REMEMBER TO ALWAYS CONSULT WITH YOUR INVESTMENT AND FINANCIAL ADVISOR PRIOR TO MAKING ANY SIGNIFICANT PURCHASES. 

Assumption of Risk/Limitation of Liability

The Website and related content on the Website should not be considered complete or up to date. Your reliance upon any information provided by LCR Coin and employees, others appearing on the Website at invitation by LCR Coin, or other visitors or users of this Website is solely at your own risk. You understand that LCR COIN is not obligated to provide any maintenance, technical or other support for the Website.

LCR COIN SPECIFICALLY DISCLAIMS ANY LIABILITY OR RESPONSIBILITY FOR ORDERS OR WEB SUBMISSIONS VIA THE LCR COIN ONLINE ORDER ENTRY SYSTEM, FOR ANY LOSSES OR DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMAGES THAT YOU MAY INCUR AS A RESULT OF THE USE OF THE LCR COIN ONLINE ORDER ENTRY SYSTEM, THE WEBSITE, AND/OR RELATED PRODUCTS/SERVICES. LCR COIN SHALL NOT BE RESPONSIBLE FOR ERRORS, NEGLIGENCE, OR INABILITY TO EXECUTE ORDERS. FURTHER, LCR COIN SHALL NOT BE RESPONSIBLE FOR ANY DELAYS IN THE TRANSMISSION, DELIVERY, OR EXECUTION OF YOUR ORDERS DUE TO BREAKDOWN OR FAILURE OF TRANSMISSION OR COMMUNICATION FACILITIES, OR FOR ANY OTHER CAUSES BEYOND LCR COIN’S REASONABLE CONTROL. LCR COIN SPECIFICALLY DISCLAIMS ANY LIABILITY FOR THE INTERRUPTION, CANCELLATION, OR OTHER TERMINATION OF THE LCR COIN ONLINE ORDER ENTRY SYSTEM.

THE WEBSITE MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS OR OMISSIONS. LCR COIN IS NOT RESPONSIBLE FOR ANY SUCH TYPOGRAPHICAL, TECHNICAL, OR PRICING ERRORS LISTED ON THE WEBSITE.

No Waiver

Upon your failure to comply with your duties and obligations to LCR COIN, the latter reserves all rights and remedies available at law or in equity. No delay or failure on the part of LCR COIN in exercising any right or any remedy shall operate or be construed as a waiver of that right or that remedy. In addition, no partial exercise by LCR COIN of any right or any remedy shall preclude the further exercise of that right or that remedy or the exercise of any other right or any other remedy. In the event that you fail to comply with this Agreement, you expressly authorize and grant to LCR COIN the right to charge your credit card for any and all market losses incurred by LCR COIN, including, without limitation, administrative fees for accepting your orders to either buy from or sell to LCR COIN as a result of price and market fluctuations for which you did not fulfill.

No Assignment

You may not assign this Agreement, including your related rights and/or obligations, without express prior written consent of LCR COIN. Such consent may be granted or withheld by LCR COIN at its sole and absolute discretion. This Agreement shall be binding upon and inure to the benefit any/all permitted assignees and successors of you and LCR COIN.

Force Majeure

You acknowledge and understand that if LCR COIN and/or the Website are unable to provide the products and/or services as a result of a force majeure event, LCR COIN and/or the Website will not be in breach of any of its obligations towards you under this Agreement. A force majeure event means any event beyond the control of LCR COIN and/or the Website. LCR COIN SHALL NOT HAVE ANY LIABILITY TO YOU WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER FORM OF LIABILITY FOR FAILING TO PERFORM ITS OBLIGATIONS UNDER THIS AGREEMENT TO THE EXTENT THAT SUCH FAILURE IS AS A RESULT OF A FORCE MAJEURE EVENT.

Resolution of Disputes and Governing Law; Waiver of Jury and Arbitration Agreement

All disputes arising out of or relating to any transaction between You and LCR Coin,  or your use of the Website will be exclusively resolved under confidential binding arbitration held in Orange County, California  in accordance with the Rules of the American Arbitration Association. The arbitrator’s award will be binding and may be entered as a judgment in any court of competent jurisdiction, and shall include an award of attorney’s fees and costs of arbitration and related proceedings to the prevailing party. To the fullest extent permitted by applicable law, no arbitration under this Agreement will be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise. Notwithstanding the foregoing, LCR COIN will have the right to seek injunctive or other equitable relief in state or federal court located in Orange County, California to enforce these Terms & Conditions or prevent an infringement of a third party’s rights. In the event equitable relief is sought, you hereby irrevocably submit to the personal jurisdiction of such court and waive all objections to the jurisdiction. This Agreement shall be governed by, and interpreted in accordance with, the laws of the State of California without regard to conflict of laws principles.

BY ENTERING INTO THIS AGREEMENT, YOU HEREBY IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE TO JOIN CLAIMS WITH THOSE OF OTHERS IN THE FORM OF A CLASS ACTION OR SIMILAR PROCEDURAL DEVICE. ANY CLAIMS ARISING OUT OF, RELATING TO, OR CONNECTED WITH THIS AGREEMENT MUST BE ASSERTED INDIVIDUALLY.

YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF RELATED TO ANY TRANSACTION BETWEEN YOU AND LCR COIN MUST BE FILED WITHIN ONE (1) YEAR AFTER THE DATE OF THE TRANSACTION OR BE FOREVER BARRED.

Severability

If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.

Entire Agreement

This Agreement, including LCR Coin’s Privacy Policy which is incorporated herewith, constitutes the entire agreement between you and LCR COIN and governs your use of the Website and any transactions You undertake with LCR Coin, superseding any prior agreements.

Reservation of Rights

All rights not expressly granted to You herein are reserved to LCR COIN.